13 NOVEMBRE 2008. - Arrêté du Gouvernement wallon portant fixation des règles de financement de la Société wallonne du Crédit social
Le Gouvernement wallon,
Vu le Code wallon du Logement, notamment l'article 175.3;
Vu l'avis de l'Inspection des Finances, donné le 7 novembre 2008;
Vu l'accord du Ministre du Budget, donné le 13 novembre 2008 :
Sur la proposition du Ministre du Logement, des Transports et du Développement territorial,
Arrête :
Article 1er. Les activités de la Société wallonne du Crédit social sont financées au moyen des emprunts levés par elle sur les marchés des capitaux et par les subventions accordées par la Région.
La Région garantit, à l'égard de leurs souscripteurs, la bonne fin des emprunts que la Société est autorisée à émettre, dans les limites fixées par le Gouvernement wallon.
Art. 2. Dans la limite des crédits inscrits à cette fin au budget de la Région, le Ministre du Logement octroie à la Société wallonne du Crédit social une subvention destinée à financer sa mission d'octroi de prêts hypothécaires aux particuliers et d'octroi d'avances aux guichets du crédit social pour le financement des prêts hypothécaires à accorder à des particuliers.
La subvention est annuelle et se rapporte à la production d'une année civile, correspondant à l'exercice comptable. Cette production est appelée "année-programme".
Art. 3. La subvention vise à couvrir le différentiel d'intérêt actualisé entre le taux de financement réel moyen pondéré de la Société wallonne du Crédit social et le taux de rendement moyen brut pondéré sur les crédits nouveaux et avances nouvelles accordés au cours de l'année-programme.
Elle tient également compte du coût de couverture des frais de fonctionnement sectoriels, représentant la rémunération des guichets, et d'une réduction de valeur théorique permettant de couvrir les pertes susceptibles d'être encourues sur le portefeuille, eu égard aux prêts de l'année-programme.
Art. 4. § 1er. Au début de l'année-programme, le Ministre fixe le montant provisoire de la subvention sur base d'une estimation du montant de la production et du différentiel visé à...
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