Bericht. - Consumentenkrediet. - Maximale jaarlijkse kostenpercentages (JKP's). - Koninklijk besluit van 4 augustus 1992 betreffende de kosten, de percentages, de duur en de terugbetalingsmodaliteiten van het consumentenkrediet, artikel 7bis, de 10 octobre 2019
Artikel M.
Op 1 december 2019 daalt het maximale JKP voor de leningen en verkopen op afbetaling tot 1250 euro van 18,50 % naar 17,50 %. Het maximale JKP voor de financieringshuur tot 1.250 euro daalt van 12,50 % naar 11,50 %. De overige maximale JKP's wijzigen niet.
De daling van die maximale JKP's volgt uit een daling van index A van het hypothecair krediet van september 2019 met 0,83 procentpunten ten aanzien van die index van september 2012 die de betreffende maximale JKP's de vorige keer wijzigde. De overige referentie-indexen wijzigden niet met minstens 0,75 procentenpunten zodat de overige maximale JKP's niet wijzigen.
De index A van de maand september 2019 wordt hierna bekendgemaakt in tabel I. Ook de overige referentie-indexen die niet wijzigden worden in die tabel hernomen.
Naast de gewijzigde index A staat tussen haakjes het aantal punten van de wijziging.
De referentievoeten die op de zelfde manier wijzigen als de bijhorende referentie-index worden hierna in tabel II bekendgemaakt, samen met hun berekening. Ook de referentievoeten die niet wijzigen worden in die tabel hernomen.
De maximale jaarlijkse...
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